Consultation and Analysis, Current Financial Position and Risk Profile
Asset Allocation and Risk Management Recommendations
First, we review where you are in your life: your age, your family, your career, your current financial position. We discuss where you want to be and what you want to be doing in six months, a year, five years, thirty years – whatever time frame you choose. We explore your preferred means to make your wealth grow. Finally we talk about your legacy, how to make sure the people and organizations you want receive the benefits you want them to have.
When we understand your current situation and your life objectives, we prepare a written plan that includes an analysis of your current holdings, recommendations about what to hold and what to sell, recommendations about what kinds of investments to add, and what legal entities you may need to create to protect your investments and assure the most favorable tax treatments. We also evaluate your risk profile and recommend appropriate insurance product types designed to protect your income and assets.
Research, Prospective Investment Opportunities and Risk Management Tools
Specific Investments and Risk Management Plan
Based on our Phase I findings, we recommend specific investments and holding structures, tax minimization strategies, and insurance policies chosen to meet your particular needs. If you are involved in special employment situations such as contract negotiations and managing restricted stocks, stock options, and warrants awards, we analyze your alternatives and advise you on the most appropriate actions.
Plan Execution and Monitoring
As we execute your plan, we monitor your portfolio and keep you informed of its performance. If individual investments begin to peak in value or to lag our expectations, we’ll recommend when to sell. When appropriate new opportunities arise, we’ll propose adding them to your holdings. If new risk management tools become available, we’ll suggest appropriate additions and alterations. At least annually, we’ll sit down with you and review your plan to be sure it still meets your needs. When you tell us about changes in your life, we’ll look at your plan together and decide on any needed adjustments.